Borrowing with FinTech

When looking at FinTech borrowing products you will notice that Peer-to-Peer lenders dominate this space. The idea that you can borrow money directly from your peer network is one of the greatest advances in borrowing. By removing much of the outdated infrastructure the banks have always relied on to offer loans you can achieve a better rate for your borrowing and for those lending you the money.

While Peer-to-Peer dominates this segment there are always new ideas in the market to make it easier for you to borrow money. Whether it’s short term loans based on your Point of Sale facility or factoring outstanding invoices as technology improves so will the options you have to borrow money.

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365 Capital

The Flexible Alternative

AAP Finance Brokers

Award winning finance brokers

Abaca

Financial Services for Cannabis Business.

Abound

Loans made for you.

Achieve

Your path to a better financial future.

Afterpay

Afterpay is revolutionising the way credit is offered and extended to Australian consumers online.

Alex

A bank that gets me.

Allbridge Capital

Backing Ambitious Australian Companies.

APositive

Finance & Back Office Solutions for the Workforce Industry

Ashman

Expert Real Estate lending for conscientious businesses.

Assetz Capital

The home of smart money.

Athena Home Loans

Love us and leave us

Atom Bank

The future of banking, available today.

Australian Credit and Finance

Get a better Home Loan

Australian Mortgage

The Australian Mortgage platform will disrupt the mortgage market enabling loans to get approved on the spot and auctions or open homes.

Auxmoney

Auxmoney is an online peer-to-peer loan marketplace.

Axsesstoday

Equip your business the right way

Banjo Loans

Funding solutions to move your business forward.

Bene

Looking for a personal loan… with a difference?

BharatX

Redefining Credit for the Indian Middle Class.

Bigstone Capital

Bigstone Capital is an online finance market.

BillFront

BillFront optimises working capital for growing Media & Tech companies with innovative revolving credit facilities.

Bitbond

Bonds reinvented.

Biz2Credit

Funding what’s next.

Bizcap

Australia’s most open-minded lender!

Blend Network

Your property lending club

Blue Motor Finance

Technology Driven Finance

Booste

An easy way to finance growth of your eCommerce business.

Bridgit

Bridging loans made for today.

Bromleigh Capital

Impact business funding made fair and easy.

Business Fuel

Making money happen

Capalona

Get the right funding for your business

Capify UK

Business Funding Made Simple.

Capitalflow

Better business, Better Finance – providing Property Finance, Equipment Leasing, HP, Invoice Discounting to Irish SME’s.

Capitalise

Give your business a boost. Find the right lender in two minutes.

CapitalStackers

Latest innovation in peer to peer lending

CarClarity

Get a better car loan. Hassle free.

Carrington Labs

AI-powered credit decisioning and lending solutions.

CashnGo

Applying for a loan with CashnGo is Effortless

CashPal

Super Fast Same Day Loans.

CFI Finance

Business Finance that’s Fast, Flexible, and Fair… That’s CFI Finance.

Chippit

Save faster with friends and family.

Clearmatch

Alternative Funding Fixed Income Marketplace.

Click Loans

The Online Home Loan

Clinch

Don’t dream it. Just clinch it.

CloudCase

Effective customer conversion and digital process automation for financial institutions

coaXion

Pay As You Use It Equipment Finance.

CoinLoan

CoinLoan is a lending platform for cryptoassets backed loans.

Compare n Save

Compare 100s of home loans, investment loans and SMSF loans from Australia’s most trusted lenders.

Credi

The Relationship Lending Platform

CredibleX

Empower your customers through instant access to financing.

CrediCar

Powering digital lending solutions for the used car industry

Credit Sense

Transaction analysis that makes sense

Creditas

Somos uma empresa de tecnologia que pensa a todo momento como ideias inovadoras podem ser usadas a favor das pessoas.

CreditEnable

Business Loans. Enabled Simply.

CreditSME

Credit made easy for SMEs through a credit scoring and lender match platform.

CrowdProperty

Together we build a better future

DecimalFactor

Decimal Factor is arranging responsible funding to small and medium sized businesses.

Driva

Putting you in the Driva’s seat.

eBroker

Finding the right Unsecured Business Loans just got simple.

Edstart

Edstart is a financing solution for education fees with benefits for everybody.

Effi

The Smartest Mortgage Broker Platform Ever Built!

etika

Fair finance without surprises.

Fair Go Finance

Go Forward

FiFit

Unleash Liquidity.

Fifo Capital

Working Capital and Cashflow Finance.

Financr

Let them compete for your loan on Financr.

Finsure

Australia’s leading aggregator.

Fintech Franchise Network

The Future of Fintech Consumer Lending.

Firstmac

Firstmac is Australia’s leading non-bank lender.

Flongle

flongle’s mortgage contests lenders and brokers competing to win your mortgage, with unbiased borrowers agent help to make it easy.

FLOOSS

Disruptive Financial Services.

Folk2Folk

Local Secured Lending

Fortu

Digital private banking solution

Friendly Finance

Your online personal loan broker

Fund Ourselves

Short-term credit for hard working families from the people to the people.

Funda

Get a business loan from a Finance Partner who cares.

Funding Options

You know your business, we know business finance

Funding Xchange

Funding Xchange is a fintech platform that makes finding funding options easy and transparent for businesses.

Funding.com.au

The Mortgage Marketplace.

FundingKnight

Hello modern finance.

Fundo

Teeny tiny loans.

FundUgive2

Helping you re-mortgage and donate to charity.

Future Finance

Backing the Next Generation

FutureBricks

Invest in UK property developments.

Get a Better Rate

Comparing Home Loans

Grapple

Make cash flow…

Grow Capital

Creative Lending – Commercial, Business & Personal

Grow Finance

Finance to get your business growing.

Habito

Mortgages made easier

Harmoney

Personal loans to start almost anything.

HashChing

A new home for borrowers and brokers.

Hubbe

Hubbe Means Business

Hunter Galloway

Using technology to change the way people finance their homes.

illion BankStatements

The secure, incredibly easy way to retrieve your customers’ bank statements. Instantly.

Introducer.com.au

Unsecured Small Business Loans Marketplace

Invoice Money

Australia’s Leading Independent Specialist Invoice Financier.

InvoiceX

Bring your future forward.

iwoca

iwoca believe finance should feel like a superpower, not a headache.

Jacaranda Finance

The faster, easier way to get a personal loan.

Jenfi

Grow your business faster.

Jimubox

Jimubox is the leading Chinese fintech marketplace.

Joust

Put your mortgage on the market.

Kiavi

Speed to close. Power to scale.

KoinWorks

The Connection that Works

Kontiki Finance

Secure, Local, Innovative.

Koodoo

Powering the future of mortgages

Kuflink

Earn interest on UK property Loans

La Trobe Financial

La Trobe Financial is one of Australia’s leading credit specialist.

Landbay

Mortgage market meets Fintech.

LandlordInvest

Join the crowd, skip the banks

Leap Lending

Smarter loans from people, for people

leaselab

The life changing way to get a car.

Lend

Lend provides small business loans to Australian Small Business.

Lendable

Bringing consumer finance into the digital world.

Lendbuzz

Intelligent Lending, Increased Opportunity.

Lendhaus

Turbocharging commercial real estate finance

Lendi

Compare, Choose and Complete. All Online.

Lendico

The Global Lending marketplace

Lending Stream

Fast, Flexible & Straightforward

Lending Works

Pioneering fair financial services that people love.

LendingCrowd

Think Outside The Bank

Lendingkart

Apply for Business Loans from Anywhere in India

LexinFintech

A leading online consumption and finance platform for new generation consumers and users in China.

Liberty

The leading specialty finance group in Australia and New Zealand

Lightyear Finance

The yes way.

Linked Finance

Business loans for Irish SMEs

Live capital

Small business lending made simple.

LoanOptions.ai

Intelligent loan marketplace

Loans.com.au

The Home of Smart Money.

Lumi Finance

Business funding without the guesswork.

Manage Your Loans

Take control of your finances.

Marcus

Marcus by Goldman Sachs

Marketlend

Australia’s online marketplace for loans.

Max Funding

Max Funding, the faster and easier way to fund your business.

Maxiron Capital

#1 leader in property equity release

MitchCap

Connected Distribution Ecosystem.

Mojo Mortgages

Free expert advice from your online mortgage broker

Momnt

Point-of-Need Lending. Made Simple.

Monevo

Europe’s largest personal loan market place and platform, Monevo operates in the UK, US, Australia, and Poland.

Money3

Money3 is a specialist non-bank finance provider.

Moneyboat

Authorised and Regulated Direct Lender Loans

MONEYME

Digital loans, credit cards & more.

MoneyPlace

MoneyPlace is an online marketplace using peer to peer lending to connect investors with credit worthy borrowers looking for personal loans.

Moneytech

Boost your business with Moneytech’s lending solutions.

MortgageGym

Online mortgage service with real advisers

Moula

Business Loans. Quick. Smart. Moula provides unsecured finance options to SMEs across Australia

Multifi

Fuelling the growth of small and medium-sized businesses.

Mylenda

Australia’s leading finance marketplace.

Nano Home Loans

Home loans made better with data and technology.

National Business Capital

Grow to Greatness.

Nebeus

Digital lending platform breakthrough

Nifty

Online Loan Solutions

Nimble

Making finance faster.

NoviCap

Smart invoice finance for smart businesses.

NOW Finance

No fees and none of the bank.

Nucleus Commercial Finance

Finance That Fits.

Numberz

Make collections easy as 1, 2, 3.

Numou

A revolutionary SME Financing digital platform.

Oakbrook

Personal Finance has to change.

OakNorth

Empowering the “Missing Middle” – growth businesses who are the backbones of communities and economies globally.

Omni-Financial

Straight forward finance

OmniPay

Love your supply chain

OMRO

Solutions. For businesses. For people.

Onate

Residential bridging loans at the speed of life.

OnDeck Australia

The small business loan specialist

Online Home Loans

The new & easy way to get a home loan

OurMoneyMarket

Simple, Fast, Low Rate Personal Loans.

Payitoff

Payitoff is a debt infrastructure company based in NYC and LA.

Peer Estate

Exclusive marketplace for real estate loans

Pepper

Loan solutions designed to fit you

Perch

Build wealth through real estate.

Perenna

Consumer-friendly mortgages.

Pinjam

Your Immediate Cash Solution

Plend

Smart loans for ambitious people.

Plenti

Make your money count

Possibl

Cashflow for bigger plans.

Prodigy Finance

Your future, our funds.

Progcap

Last Mile Financing Solutions.

Proplend

Secured Peer-to-Peer Commercial Property Lending

Proportunity

Own a home you love with the Proportunity Loan

Prospa

Keep your business moving with a funding solution to match your business needs.

Punk Money

The revolutionary way to lend and borrow.

Radium Capital

Providing you support when you need it

RateSetter

Investing and borrowing rewritten for everyone.

RaundTable

Built Differently.

Ready Money

Delivering success through technology.

Recognise Bank

Digital banking with the personal touch, helping businesses and personal savers grow.

RetainMe

RetainMe – negotiating made easy

Sail

With us, you’re not a loan.

Salad Money

Fair lending. For everyone.

Savings.com.au

Savings news and info for all Australians.

Savvy

Think finance, think Savvy!

Shift

Credit and payments platforms that help businesses trade, pay and access funds, when they need it.

Simpology

Simpology create high quality web apps for the Australian and New Zealand mortgage industries.

SocietyOne

SocietyOne is Australia’s leading Peer-to-Peer lender that connects investors with creditworthy borrowers, anonymously, in a secure online platform.

Sora

Liability Planning as a Service.

Spotcap

Providing fast and flexible working capital solutions to Australian SMEs online.

Spotcap

Financing opportunities for SMEs.

StrideUp

The new and affordable way to buy your home.

Symple Loans

Better, faster, easier and more affordable personal loans.

Tembo

Let’s make home happen.

ThinCats

Peer to peer lending throughout the UK

ThinCats

ThinCats Australia is a peer-to-peer lending platform for secured business loans to small and medium sized enterprises (SMEs).

TicToc

The smarter way to do home loans.

tim (The Invoice Market)

The fee-free way to get tomorrow’s cash flow today.

Timelio

Timelio is an online marketplace connecting businesses directly with investors to buy their customer invoices.

TP24

Incomparable business finance.

Trade Ledger

Credit & Fraud Analysis, B2B e-commerce, Cash Flow Lending.

TruePillars

Businesses and investors agreeing their own interest rates

Trussle

The UK’s favourite online mortgage broker.

UangTeman

UangTeman is an online lending service that provides instant short-term microcredit to Indonesian consumers.

ubank

That’s how you money.

UCapital

Smart Loans for Smart Businesses

uno

Fighting for rates that start low and stay low

UpEquity

UpEquity make mortgages easy, so you can get into the home you really want.

Valiant Finance

Valiant is a free service that matches businesses with the best loan provider.

Velotrade

Asia’s digital trade finance marketplace.

Waddle

Waddle is the simplest way to access on-going cash, without waiting for customer payments

Wefund

Fast, transparent non bank property & development finance.

WeLab

Bringing joy to your financial journey.

Wisr

A fair way to financial wellness

Younited Credit

Le crédit, en plus rapide.

Yozo

Redefining lending for small business.

Zip

Zip now, pay later.

Zopa

Zopa is the world’s oldest and Europe’s largest peer-to-peer lending service

Zuto

Transforming the Car Finance journey with simplicity and integrity.