PINTEC utilises big data and other innovative technologies to provide smart financial services and solutions to consumers and small businesses as well as to help broaden access to financial services generally.

Its brands include Dumiao, Hongdian Fund, 76hui, Xuanji and Muffin Insurance.

Dumiao uses artificial intelligence to provide loans to consumers, while Xuanji is an online advisory tool for the asset management industry.

Hongdian Fund is the company’s fund sales platform.

76hui has obtained the necessary licenses from the different regulatory authorities to carry out credit reference checks.