Credit Kudos uses consumer transaction data to build highly accurate and transparent credit score-cards and affordability metrics. Their platform makes decision-making possible for the ~8m previously unbanked as well as those with non-existent or thin credit files.

Credit Kudos believe that it’s possible to establish high accuracy predictors of credit worthiness that don’t punish borrowers at the low end of the income spectrum. To achieve this Credit Kudos are leveraging their experience in building high throughput data analytics products to develop a new type of scoring product that provides a fair and true representation.