ASG (Alternative Structure Group) is a non-bank lender to SME and Middle market business. The investment strategy primarily revolves around providing specialised credit solution ranging from Senior debt to subordinate arrangement with Covenant, Asset Light feature along with ecosystem of financial services such as Invoice financing, Business Transaction account, Asset financing, Transaction account and business cards. The target market is where the conventional banks may not be able to cater due to their risk profile and strict regulatory requirements along with this the non-bank lender that provide standardise products with no supporting products and capability of bespoke lending.
ASG leverages it’s in house developed technology to provide key benefits such as operational efficiency by automating customer onboarding, credit assessment and investment management. In future, ASG aims to tokenize loan using DLT to allow easy loan servicing and allocation to the investors and provide an on platform secondary market for investors to trade ASG holdings (loan tokens).