is an online lending service that provides instant short-term microcredit to Indonesian consumers. At present, they offer unsecured loans of a maximum of 3.5 million Rupiah for a maximum of 30 days. Their big data driven credit risk algorithms determine, in real time, the creditworthiness of loan applicants within Indonesia. A successful applicant can expect to receive the loan proceeds in his/her bank account within 2 hours after final approval and verification.

Their vision is to build the personal credit graph of Indonesians through the use of big data analytics and artificial intelligence.