Digit is a journey aimed at refreshing the interactions between humans and their money.

Bad financial habits create unnecessary hardship that derail us from living their life to the fullest. They believe they can help people avoid some of these hardships by combining recent discoveries in behavioral psychology with technology.

  1. Connect your bank account

To use Digit, you need to connect your checking account. This allows Digit to analyze your income and spending, and find small amounts of money it can safely set aside for you.

They use 128-bit bank-level security, and they don’t store your bank login.

  1. Digit saves a little every week

Every 2 or 3 days, Digit transfers some money (usually $5-50) from your checking account to your Digit savings. They never transfer more than you can afford, so you don’t have to worry about over-drafting your account. In fact, they have a no-overdraft guarantee.

  1. Access your savings anytime

They know you’re saving for good reasons – a trip, a big purchase, or even just a rainy day. When you need your savings, send Digit a text message. Digit will transfer the money from your Digit savings back to your checking account next business day.

Digit allows unlimited transfers, with no minimums, and no fees.